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How this local tradie saved his way to four sound investments by 22

first_imgNorbert Kaess at the site of his next development. Picture: Shae Beplate.A TILER by trade, Norbert Kaess purchased his fourth property when he was just 22 without any financial support from his parents. With a mind set to work hard, he bought his first house in Townsville’s West End at the age of 20 and is now making about $1600 a week in rental yield.“I have a lot of confidence in the Townsville market, and think it’s the perfect place for young buyers to invest,” Mr Kaess said. When he finished high school he started saving for a house deposit from scratch. “I followed in the footsteps of my older brother Martin, because I had seen him invest in property and do it very successfully. Without his mentorship I don’t think I would have achieved as much,” Mr Kaess said. Norbert Kaess at the site of his next development. Picture: Shae Beplate.“I worked long hours and saved … I would still go out with friends on a Saturday night, but instead of being hungover in bed on Sunday I’d be hungover at work.“My first house deposit was about $20,000, and because it was my first purchase, I didn’t need to pay stamp duty.”By 21, Mr Kaess had bought his second property in Belgian Gardens, and at 22 he owned another two in Brisbane and Bowen. “I didn’t use equity to buy the next properties, I started from scratch again and saved for a deposit. I didn’t want to stick to one economy so I decided to buy in low, medium and high-risk areas, he said. “Low-risk was Brisbane because it’s metro, high-risk was Bowen because I figured it was subject to Adani going through, and medium-risk was Townsville.” More from news01:21Buyer demand explodes in Townsville’s 2019 flood-affected suburbs12 Sep 202001:21‘Giant surge’ in new home sales lifts Townsville property market10 Sep 2020Mr Kaess said he learnt the value of having a property manager after a horror experience with tenants in one of his properties.“In one of my places I had tenants who didn’t pay rent for a few months, and they damaged a lot of things when they left,” he said.“I lost a few grand there just from not using a property manager.”He also said that young buyers should be realistic in what they could afford, and be cautious not to bite off more than they could chew. “I see a lot of people saying ‘cheers to a lifetime of debt’ when they buy a property, but when you buy a house you should be buying it for financial freedom and less stress,” he said. “If you are buying a place and having more stress, you are either buying above what you can afford or not making a calculated investment.”Kaess’s key tips for young investors 1. Use a mortgage broker: These people have years of experience; they will compare a range of banks and talk it through with you so you’re getting the best deal. 2. Don’t buy brand new: If you’re looking to invest, don’t buy a new place or build because the profit has already been made by others along the way. You will lose value just by being the first person to open the door. 3. Look for deceased or repossessed estates: The people who own the property didn’t pay for it, and they don’t have an emotional attachment, so they’re usually willing to settle for less. 4. Buy on multi-use land: It’s attractive to a broader range of people; including developers at re-sale. You should also check with a town planner before you buy so they can tell you exactly what you can and can’t do with the block. 5. Pick your first property wisely: Do a lot of research into your first house; find out the median house price for the suburb, look at the properties history, and compare it against recently sold properties in the area. If you don’t choose your first house wisely, it can set you back years. MORE IN REAL ESTATE NEWSlast_img read more

Region One brothers already making a big impression in cricket on Essequibo Coast

first_imgBy Elroy StephneyTREMENDOUS potential is how you would describe these two teenagers from Waramuri in Region One. Bruce 13 and Nicko Vincent 15, of Amerindian descent, are genuine all-rounders and they have all the qualities to become international cricketers.They both have tremendous pace and bat high in the order as well. In an exclusive interview with Chronicle Sport, the quiet-spoken brothers expressed delight at gaining the opportunity to play competitive cricket on the Essequibo Coast in Region Two.They have recently joined Bacchus Bulls Youth Club of Affiance and travel every weekend to play. They contended that they were forced to make the sacrifice to improve their game since there have very little scope in their region given limited resources.‘There are no competitions for us and the pitch that we actually play on is not of a proper quality, hence we cannot strive in that way, they both admitted. “We love cricket to the highest and our parents have decided that they would give us the support in a big way. We will make them proud since we have the talent to compete with anyone,” they stated with confidence.At first glance, Nicko Vincent is top class with a smooth run-up, strong follow-through and releases with genuine pace. He is slimly built but muscular and will create even more pace as he matures. His batting too is quite impressive with a good technique and power.His brother Bruce, on the other hand, is similar in both departments and will now get the chance to impress the selectors in the upcoming Essequibo Cricket Board’s Under-15 trials in an effort to gain selection for the inter-county tournament. Their presence in Essequibo has already raised eye-brows with theie amazing display in just a short period of time. They both attend the Waramuri Secondary School with Nicko Vincent preparing to sit CXC in June, 2020. They both admitted to being a sport-oriented family since their sister Annalisa Vincent in a National Under-20 footballer. Their parents Marcel and Gregory Vincent are also sports enthusiasts and have been travelling with their sons wherever they play. It will be no surprise therefore to witness Bruce and Nicko Vincent in national colours in the near future as Nicko will also be vying for selection at the Under-17 level shortly.They have since thanked Harrischan Ramballi, manager of Bacchus Bulls for providing an avenue to enhance their careers. They were honoured at the Club’s Awards ceremony held on Saturday at the Imam Bacchus ground in Affiance.last_img read more

Boeheim impressed with new players at end of exhibitions

first_img Comments Fab Melo chuckled when he tried to explain the foul. He knew. Dumb freshman mistake. ‘Just a freshman mistake, man,’ Melo said after Syracuse’s 91-48 exhibition win over Le Moyne Tuesday in the Carrier Dome. ‘It was a stupid foul.’ Melo was talking about his third foul of the game, one that came as unnecessary and off the ball while the Dolphins were bringing the ball down the court. It was his third foul of the game with a whole 7:45 to play in the first half, and he already was in foul trouble. But Melo said his head coach Jim Boeheim wasn’t upset with him, much to Melo’s surprise. No classic Jim-Boeheim-is-displeased stare went Melo’s way. Boeheim, too, knows it’s just part of the freshman’s learning process.AdvertisementThis is placeholder text Part of the two-game learning process for the highly touted four-man freshman class for the Orange. In SU’s two-game exhibition stint before the regular season, all four — Melo, Baye Moussa Keita, Dion Waiters and C.J. Fair — were able to learn the ropes while getting extended playing time. And Boeheim was able to learn a little about each of the freshmen’s strengths and weaknesses. ‘They get to play here in the Dome for the first time,’ Boeheim said. ‘We haven’t practiced here that much, so that’s important.’ For Melo, in 17 minutes Tuesday against Le Moyne, it was about defensive domination, some struggles on offense and the inability to stay out of early foul trouble. Going up against a redshirt freshman from the Dolphins in 6-foot-10 center Jim Janson, Melo used his talent to dominate inside SU’s zone, recording two blocks. He didn’t stop using size to his advantage on the other end of the court, either, as six of his eight rebounds on the day came on the offensive end. But he also struggled with fundamentals on that end, fumbling passes, whiffing on alley-oop attempts and enabling the smaller Le Moyne big men to strip the ball as he held it low. Overall, though, Boeheim was pleased with what he saw out of his new starting center, as well as the kid backing him up. ‘I thought our big guys came through it very well,’ Boeheim said. ‘They were active, doing a lot of good things defensively, offensively. I was very pleased with how those guys played.’ Moussa Keita, the 6-foot-10 center out of Oak Hill Academy (Va.) and originally from Senegal, played extended minutes in the past two games to likely prepare for an extended role thrust upon him due to the likely season-ending injury to sophomore DaShonte Riley. Moussa Keita played 17 minutes Tuesday and 15 minutes in the Orange’s first exhibition game against Kutztown. In the extra time, he said he and fellow freshman and roommate Melo have started to understand and complement each other down low. ‘When I come off sometime, (Melo) says, ‘Do this, do this,” Moussa Keita said. ‘You just learn from each other.’ For Waiters, the first game against Kutztown was about getting the jitters out. This time, it was just about playing basketball. The only other adjustment this time around, he said, was getting used to coming off the bench. Waiters scored 13 points in 23 minutes, dishing out five assists and shooting a perfect 4-for-4 from the free-throw line. But Boeheim still kept his performance in perspective, saying he had too quick of a trigger. ‘Dion is trying to figure out what he’s doing,’ Boeheim said. ‘He’s never played where he doesn’t just take the ball and shoot. He’s working on things, and it’s going to be a work in progress. He’s a very talented player. I think some people misinterpreted him a bit. He’s far from the best guard that we’ve ever had here, but he’s very talented.’ After a dominant debut performance against Kutztown in which he had 14 points, Fair scored six in his encore, also going 4-for-4 from the line. All four will play roles in what Boeheim said will be a 10-man rotation going into the season. And with two freebies under their belts — and despite mistakes such as Melo’s foul on the way — Boeheim likes what he sees. ‘I think these two games couldn’t have been better,’ Boeheim said. ‘It’s a good starting point.’ [email protected] Facebook Twitter Google+center_img Published on November 9, 2010 at 12:00 pmlast_img read more

UW defense tries to end late game flops

first_imgIn a season that has been plagued with three overtime losses, most recently to Penn State, the Wisconsin football team has struggled to close the door in late game situations. In two of Wisconsin’s three overtime losses, the Badgers have given a lead away late in the game, eventually losing in overtime with the exception of the Ohio State game, where UW surmounted a 14-point deficit to force extra time.In last Saturday’s overtime loss to Penn State, Wisconsin went into the second half with a seven-point cushion. But, as has seemingly been the case all season, the Badgers were dominated on both sides of the ball in the third and fourth quarter, allowing the Nittany Lions 247 yards and three scoring drives, including a 41-yard passing touchdown in the fourth quarter to hand PSU the lead.UW secondary coach Ben Strickland acknowledged their performance on Saturday was not up to par and expects more of his players heading into the Big Ten championship.“It’s just execution,” Strickland said. “We make a call, whatever that call is, those guys have to execute it, and they know it. They know they can do better. [The coaches] know we can do better, and we’ll just take it as a learning experience, move on and make sure it doesn’t happen next time.”Wisconsin’s regular season finale was eerily similar to the overtime loss suffered at the hands of Michigan State just a month earlier at Camp Randall. The Spartans engineered a late scoring drive, tying the game with a 12-yard touchdown pass with just over a minute left in the fourth quarter.Redshirt junior free safety Dezmen Southward, who has one interception and 52 tackles on the season, said the key to holding those leads is consistency.“You can’t prepare to keep a lead,” Southward said. “The only thing you can prepare to do is just be consistent in the things that you see and just executing for four quarters because what does it mean to be great for 3 1/2 quarters? We’ve seen that side of the story, so we definitely understand what we have to do.”In both losses to Penn State and Michigan State, Wisconsin gave up over 200 yards passing and a total of three passing touchdowns.UW now has its sights set on the rematch with Nebraska in the Big Ten Championship game on Saturday.Although Nebraska is ranked No. 8 in the country in rushing, the Cornhuskers were still able to put up 181 passing yards and two passing touchdowns on the Badgers in September.Strickland says Nebraska will use its physical running game to open up its passing game.“The biggest thing [Nebraska] does is obviously the run game and then the play-action passes to complement it,” Strickland said. “So, we just have to be great with our eyes and our keys and understanding what our responsibilities are. [The secondary] knows we have to defend the play-action balls, when we are needed in the run game on our fits we have to make sure that we are in the right spots. Again that just comes down to reading keys, doing our jobs and being disciplined.”Wisconsin’s defense will get a boost in Saturday’s championship game in Indianapolis when redshirt junior linebacker Chris Borland suits up after missing the last two games to injury.Fellow linebacker and redshirt senior Mike Taylor knows what Borland means to UW’s defense and says the redshirt junior will bring confidence to the unit.“I think [getting Borland back] is a big boost,” Taylor said. “Obviously, Chris is a great part of the middle, and he’s a great tackler. He makes plays, and I think he just gives the defense overall a boost of confidence and a little more swag running to the ball.”After two straight overtime losses, Wisconsin must prepare to avenge a 27-30 loss to Nebraska this coming Saturday at Lucas Oil Stadium.Southward believes after losing two close games in a row, the Badgers will come out ready to play in their second consecutive Big Ten Championship.“After any loss, you are eager to get back out on the field,” Southward said. “I think you’ll see with this team, we are pretty resilient. We are a bunch of guys that are never going to give up, and we love fighting and we will fight together for four quarters. So I think you will see that Saturday.”last_img read more

ONE: After failing to get quick KO, Kingad turns to his strength on ground

first_imgJAKARTA—Danny Kingad wanted to go for a quick finish, but Yuya Wakamatsu had other plans.ADVERTISEMENT LATEST STORIES “He’s really legitimate a boxer,” Kingad said of Wakamatsu, who made his debut in ONE Championship. “I was really caught off guard with his punch. I felt the power of his punches.”But the Team Lakay fighter went back to his original game plan and brought the fight to the mat, where he dominated Wakamatsu in a display of his much-improved ground game.“Coach Mark [Sangiao] drew up a game plan, and that was to throw strikes to set up a takedown, because we knew that wrestling would be my advantage,” Kingad added.Like Pacio, Kingad also dedicated his victory to the victims left by Typhoon Ompong in the Cordillera region.“We’re very happy that we won because this fight is for them. We were really going 100% for them.”ADVERTISEMENT Lights inside SMX hall flicker as Duterte rants vs Ayala, Pangilinan anew Carpio hits red carpet treatment for China Coast Guard PLAY LIST 02:14Carpio hits red carpet treatment for China Coast Guard02:56NCRPO pledges to donate P3.5 million to victims of Taal eruption00:56Heavy rain brings some relief in Australia02:37Calm moments allow Taal folks some respite03:23Negosyo sa Tagaytay City, bagsak sa pag-aalboroto ng Bulkang Taal01:13Christian Standhardinger wins PBA Best Player award Isaiah Thomas looks to help Nuggets end playoff drought Don’t miss out on the latest news and information. MOST READ Nadine Lustre’s phone stolen in Brazil Gretchen Barretto’s daughter Dominique graduates magna cum laude from California college Will you be the first P16 Billion Powerball jackpot winner from the Philippines? Allen Durham still determined to help Meralco win 1st PBA title Tim Cone, Ginebra set their sights on elusive All-Filipino crown Lights inside SMX hall flicker as Duterte rants vs Ayala, Pangilinan anew There is no time for rest for Kingad, though, as he expects to face even tougher opponents in his bid to return to top contender status in his division.“We’re not going to stop training. I’m even more motivated now to work hard, especially after Joshua’s win. I’m ready for anyone they will put in front of me.”Sports Related Videospowered by AdSparcRead Next The Japanese fighter staggered Kingad with a hard low kick and dropped him with a right straight in the first round of their flyweight match on Saturday at Jakarta Convention Center here.“I tried a different game plan, just to try it. I wanted to get a knockout,” admitted Kingad to Filipino reporters after the match. “But when he got to me first, I mixed it up. I started thinking of how to take him down.”FEATURED STORIESSPORTSGinebra beats Meralco again to capture PBA Governors’ Cup titleSPORTSJapeth Aguilar wins 1st PBA Finals MVP award for GinebraSPORTSGolden State Warriors sign Lee to multiyear contract, bring back ChrissREAD: ONE: Danny Kingad survives Japanese challenger for unanimous decisionOvercoming a scary start, Kingad turned it around and went to strength en route to a unanimous decision victory over Wakamatsu, his third straight in the promotion. View comments Japeth Aguilar embraces role, gets rewarded with Finals MVP plum Gov’t to employ 6,000 displaced by Taallast_img read more