Category Archives: zfqjvdsno

Bar investments off to good start

first_img Bar investments off to good start The Florida Bar has followed up a strong year on investment earnings in 2005 with an even stronger start to 2006, and its Investment Committee is studying further diversifying its portfolio to protect against downside risk.Investment Committee Chair Ian Comisky reported to the Bar Board of Governors recently that the Bar had a 6.59 percent rate of return on its investments for 2005.For the first quarter of 2006, the Bar had a return of 3.9 percent. In dollars, that equated $903,000, or an increase in the Bar’s investment fund from $23.1 to just over $24 million, he said.“We had a terrific, blowout quarter,” Comisky said. “With one exception, every fund we had performed beautifully. The one that didn’t was an aggressive growth fund, which is just out of favor at the moment.”Even with the successful year and quarter, Comisky said the Investment Committee is looking for ways to improve the Bar’s program. The committee will present plans for further diversifying 8 to 12 percent of the Bar’s funds at the board’s next meeting.The changes have the potential of improving the Bar’s return by about 0.3 percent, but the real advantage, Comisky reported, is reducing overall risk and protecting the investments in a down market.“The investments we are talking about include a fund of funds concept, some money in options trading, which is going short as well as going long and which protects against a down market, and investing in commodities,” he said.He urged board members to do their homework, as some of the new investments on the surface could make board members uncomfortable, but he said the goal was to improve the Bar’s investment program. April 30, 2006 Regular Newscenter_img Bar investments off to good startlast_img read more

The two biases that keep people from saving money

first_imgThat Americans don’t save enough money is a truism. But why don’t they? The answer is a complex mix of macroeconomics (incomes have stagnated for many workers over the last few decades), culture (Americans are notoriously conspicuous spenders), and policies (two-thirds of workers are at companies without retirement plans).But another variable is the challenge of giving up the gratification of immediate spending for the security of future savings.A new paper finds that two biases prop up many people’s disinclination to save: “present bias” and “exponential-growth bias.”Present bias is a straightforward idea. People claim they’re willing to embrace all manners of self-control—saving money, working out, cleaning their room—provided that they don’t have to do so immediately. It is like the regularly scheduled conversation I have with my dentist. continue reading » 18SHARESShareShareSharePrintMailGooglePinterestDiggRedditStumbleuponDeliciousBufferTumblrlast_img read more

How to set your kids up for success when learning from home

first_imgHe said an organized at home learning space can make all the difference. “In the beginning it was rough I think because we were trying to figure out what and how to do it and the school was trying to figure out how to do it,” said Driscall. That’s exactly what BOCES Principal Matt Sheehan suggests parents do: remove distractions. Chenango Bridge mom Colleen Driscall said distance learning comes with challenges. “The focus was to make a way for them to focus on school work and be in a space that they love, but without all of the distractions of their toys so we took everything out,” Driscall explained. Colleen and her husband decided to keep their two kids, Everly and Will, home for at least the beginning of the school year. They even remodeled a section of their house, to help set them up for success when it comes to learning from home. center_img “Declutter, least amount of distractions, and the best access to the simple items they need,” Sheehan told 12 News. CHENANGO BRIDGE (WBNG) — As we approach the start of school, many parents worry about their role in their child’s education. They have to choose to either keep their kids home, or go with the school’s hybrid learning model. “The goal isn’t to set your home up like a classroom, the goal is to set up your home up like a portal to a classroom,” said Sheehan. That means having the necessary tools to connect on hand, and Colleen said some creativity never hurts. “Adding in their own artwork and things they’ve worked on its kind of a place they can be proud of.”last_img read more

Artificial intelligence gears up to fight a future coronavirus

first_imgDisease outbreaks like the coronavirus often unfold too quickly for scientists to find a cure. But in the future, artificial intelligence could help researchers do a better job.While it’s probably too late for the fledgling technology to play a major role in the current epidemic, there’s hope for the next outbreaks. AI is good at combing through mounds of data to find connections that make it easier to determine what kinds of treatments could work or which experiments to pursue next.The question is what Big Data will come up with when it only gets meager scraps of information on a newly emerged illness like Covid-19, which first emerged late last year in China and has sickened more than 75,000 people in about two months.The fact that researchers managed to produce the gene sequencing of the new virus within weeks of the first reported cases is promising, since it shows there’s far more immediate data available now when outbreaks happen.Andrew Hopkins, chief executive officer of Oxford, England-based startup Exscientia Ltd. is among those working to help train artificial intelligence for drug discovery. He figures new treatments could go from conception to clinical testing in as little as 18 to 24 months within the next decade, thanks to AI.Exscientia designed a new compound for treating obsessive-compulsive disorder that’s ready to be tested in the lab after less than a year in the initial research phase. That’s about five times faster than average, according to the company.Cambridge-based Healx has a similar approach, but it uses machine learning to find new uses for existing drugs. Both companies feed their algorithms with information — gleaned from sources such as journals, biomedical databases and clinical trials — to help suggest new treatments for diseases.Human SupervisionThe two companies each use a team of human researchers to work alongside the AI to help guide the process. In Exscientia’s approach, dubbed the Centaur Chemist, drug designers help teach the algorithms strategies for searching for compounds. Healx puts the AI’s predictions to researchers who analyze the results and decide what to pursue.Neil Thompson, Healx’s chief science officer, said the technique could be deployed against an outbreak like the coronavirus as long as it had enough data on the new disease. Healx isn’t working on tackling the coronavirus or tweaking its technology for outbreaks, but it wouldn’t be a stretch.“We’re quite close,” Thompson said in an interview. “We wouldn’t need to change much about the AI algorithms we use. We look at matching drug properties to disease features.”One catch for all these technologies is clinical testing. Even drugs already safe for use to cure one ailment should be tested again before they’re prescribed for another. The process of showing they are safe and effective on a large number of people can take years before going to regulators for review.To be effective, AI-based drug developers would have to plan ahead of time, picking out a virus genome likely to cause problems in the future and targeting it when there are few incentives to do so.Read more about how drugmakers are hunting for ways to halt the coronavirus.Another obstacle is finding qualified staff.“It’s hard to find people who can operate at the intersection of AI and biology, and it’s difficult for big companies to make quick decisions on technology like this,” said Irina Haivas, a partner at venture capital firm Atomico and former surgeon who sits on the board of Healx. “It’s not enough to be an AI engineer, you have to understand and get into the applications of biology.”Topics :last_img read more

Two OA Seniors Named National Merit Semifinalists

first_imgSeniors Brian Ulrich (left) and Luke Wukusick (right) have been named National Merit Scholarship Semifinalists.OLDENBURG, Ind. – Two Oldenburg Academy seniors have been named semifinalists in the 2015 National Merit Scholarship Program.Seniors Brian Ulrich, of Sunman, and Luke Wukusick, of Batesville, are among 16,000 nationally recognized students. The nomination allows the students to continue in the competition for scholarships and advancement to the final level next semester.Oldenburg Academy is a Franciscan Catholic co-ed college preparatory high school sponsored by the Sisters of St. Francis, Oldenburg.last_img

Bowl Mania

first_imgWith the 40+ college football bowls we had this year, preliminary numbers indicate that fewer people watched most of the bowls this year than they have in the past.  With so many bowls, most of the scores were very lopsided.  Even the bowl games on New Years Eve and New Years Day were lopsided.  These were supposed to be the major match ups.When you put teams with losing records (or barely above 500 records) in a bowl, it is hard to anticipate good match ups.  I don’t advocate going back to just 5 major bowls, but how about cutting this year’s number in half?  Maybe then people would start watching them again and colleges would actually make a profit by getting into a bowl game.  As it is now, only television is assured of making money.You can bet that the powers to be will not do this.  Every college president wants to brag to his friends that his school was in a bowl game.  Every coach who goes out to recruit wants to say “we were in a bowl”.  Next year we will probably see more bowl games, more blow outs, and poor TV ratings.last_img read more

Chelsea join Man Utd interest in Leicester keeper Schmeichel

first_img read also:Chelsea target Leicester City goalkeeper Schmeichel While they may want to go for someone like Jan Oblak, someone like Schmeichel is a more affordable option. Manchester United have also been linked with the 33-year-old. FacebookTwitterWhatsAppEmail分享 Chelsea are the latest big club to show an interest in Leicester City star Kasper Schmeichel. The goalkeeper is willing to leave this summer as he chases Champions League football. The Times says the Blues are considering Schmeichel to replace Kepa Arrizabalaga.Advertisement Loading… center_img Promoted ContentFantastic-Looking (and Probably Delicious) Bread ArtBest & Worst Celebrity Endorsed Games Ever MadeWhat Are The Most Delicious Foods Out There?8 Superfoods For Growing Hair Back And Stimulating Its Growth10 Hyper-Realistic 3D Street Art By OdeithBest Car Manufacturers In The WorldIs Cristiano Ronaldo Converting His Hotels To Hospitals?11 Most Immersive Game To Play On Your Table TopWhich Country Is The Most Romantic In The World?10 Risky Jobs Some Women DoWorld’s Most Delicious Foods7 Universities Where Getting An Education Costs A Hefty Pennylast_img read more

2015 season is second in five-year pact with Mach-1 as title sponsor for IMCA Sport Compacts

first_imgABBOTT, Texas (Feb. 4) – The 2015 race season is the second in a five-year agreement making Mach-1 of Abbott, Texas, title sponsor of IMCA’s Sport Compact division.Mach-1 will provide a portion of the $1,000 point fund to be paid to top 10 drivers in final national standings for the 4-cylinder class in 2015. The Gary Mach-owned company began giving Sport Compact contingencies in 2009, first put its name on the division in 2011 and inked the new five-year contract in 2014. Sport Compact champions were crowned at 41 tracks in 10 states in last year. One hundred and nineteen different drivers have now won one or more of the 200 track or special series titles awarded since IMCA began sanctioning the division in 2006. More information about Mach-1 support and consulting services is available by calling 254 826-5848.All drivers in the division are required to display two Mach-1 decals on their race car to be eligible. “The Mach-1 program is crucial for our Sport Compact members because it puts cash in their pocket not only at our national banquet, but during the IMCA Speedway Motors Super Nationals fueled by Casey’s as well,” pointed out IMCA Marketing Director Kevin Yoder. “They’ve been the only title sponsor this division has ever known and we are pleased to be able to market that well into the foreseeable future.”last_img read more

Remy reminder for Mourinho

first_img “The fans want me to score, the players want me to score. I scored a good goal and helped the team to win the game. “We were in control. We created a lot of chances. We gave nothing away. Our team was very good.” It was a fourth successive clean sheet for Chelsea ahead of Saturday’s trip to Newcastle, with Hazard praising the collective contribution. “Defensively we are very strong,” he said. “All the players want to defend for the team, even the attacking players, even me. We are very strong and it’s important. “It was important to win because we lost two points last week against Sunderland. “We scored three beautiful goals. We are six points in front and we want to stay there.” Harry Kane might have put Tottenham in front, but hit the bar with a header before firing wide across goal. The striker, who was not even born when Spurs last won at Stamford Bridge in February 1990, insists his side cannot dwell on the result, with another derby coming up this weekend, against Crystal Palace. “We started very well, we created a few chances and hit the bar with a header,” Kane said in the London Evening Standard. “On another day it could have dropped in. We created a couple of others, too. They didn’t go in, either, and Chelsea punished us for it. “They’re a good side and it’s something we have to learn from. They were just more ruthless than us. “But we have to dust ourselves down because we have a big game coming up at the weekend. “We can’t dwell on it too much. There are too many important games coming up that we have to win, starting this weekend. We have to keep up the intensity in games and do well. “Everton (a 2-1 win last Sunday) was the benchmark of how we have to play this season and hopefully we can go beyond that and keep improving.” “The opportunity was there because Diego wasn’t involved. Didier played well again. “For me it’s important. I took my chance and scored this goal. I can give him (Mourinho) another opportunity and he can count on me any time he wants.” Chelsea, who failed to score for the first time this season at Sunderland last Saturday, began on the defensive as Spurs chased a first win at Stamford Bridge in almost 25 years, before Mourinho’s men stepped up. “We know that we can score any time,” Remy added. “The squad is really strong and that makes the difference between us and the other teams. “We will keep going to try and keep the distance from our closest opponent. It’s six points and that’s really good. We try to continue in this way.” Eden Hazard opened the scoring after a one-two with Drogba, exploiting Aaron Lennon’s failure to track back. Hazard, who struck his fifth Premier League goal of the season, told Chelsea TV: “I try every game to score. If it’s not a penalty, another goal. Remy scored Chelsea’s third in Wednesday night’s 3-0 defeat of Tottenham after Drogba, starting in place of the suspended Costa, had made one and scored another in the Barclays Premier League leaders’ comfortable win. The France striker, who has recovered from a niggling groin problem, told Chelsea TV: “I felt very happy after this goal. When you’re a striker you want to score every game. Press Association After Didier Drogba impressed in the absence of Diego Costa, Loic Remy reminded Jose Mourinho that he is ready, willing and able to provide Chelsea with clinical finishes too. last_img read more

Apache on Punchestown trail

first_img The seven-year-old faces another clash with impressive RSA winner Don Poli in the Growise Novice Chase over an extended three miles. Apache Stronghold was beaten three lengths by Don Poli when they met at Christmas over three miles so Meade brought his stable star back down in trip and it paid off when he beat Valseur Lido in the Flogas Novice Chase. Press Association He confirmed form with that rival at Cheltenham but both were blown away behind Vautour. Apache Stronghold then ran in the Ryanair Gold Cup at Fairyhouse but he fell before the race began in earnest. “Apache Stronghold is OK after Fairyhouse and he’s going to run in the Growise Champion Novice Chase – he’s a good horse who has never disgraced himself yet,” said Meade. A total of 12 novices stood their ground with no major withdrawals. Gilgamboa and Vroum Vroum Mag were two who did not go to Cheltenham and may take the plunge. center_img Noel Meade has given Apache Stronghold the green light for the Punchestown Festival.last_img read more